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This is where the Did you know section on the main page, its policies, and its processes can be discussed.

Prep 4

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Kwan Man-ching

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Other

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Prep 5

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Ceechynaa +1

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I'll look at Bernard Gray when I've eaten. Looking at this now, I wonder if it's worth tightening the hook slightly, e.g. "that a reviewer identified an "audible contempt" for men in the songs of Ceechynaa, who entered the UK singles chart earlier this month with "Peggy"?--Launchballer 18:29, 24 December 2024 (UTC)[reply]

Vitamin E

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The hook fact, in the Lead and in the History section, is now followed by the Evans 1936 reference. The ref is also used after the next sentence in the History section, which attributes the suggestion to the name of a Greek scholar in a footnote on page 321. David notMD (talk) 20:47, 24 December 2024 (UTC)[reply]
Care to explain this edit @Darth Stabro:?--Launchballer 21:18, 24 December 2024 (UTC)[reply]
Hi, it must have been an accidental misclick of the rollback button. ~Darth StabroTalk • Contribs 21:21, 24 December 2024 (UTC)[reply]

Puff-puff (onomatopoeia)

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Bernard Gray (Sunday Pictorial journalist)

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Looks good to me.--Launchballer 21:18, 24 December 2024 (UTC)[reply]

Chernobyl Reactors 5 and 6

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Queue 6

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Phoebe Plummer, Christopher Hehir, Just Stop Oil Sunflowers protest

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@Launchballer, Folkezoft, Crisco 1492, and AirshipJungleman29: The quote from the source is "Unfortunately for them, they got Judge Christopher Hehir." Some editors at ERRORS might have issue with the word change, so perhaps one of the below would be better:

Thoughts? Z1720 (talk) 17:36, 25 December 2024 (UTC)[reply]

I've changed the spelling of "unfortunatly" to "unfortunately" in both ALT hooks, and fixed the apostrophe-s template in ALT2. BlueMoonset (talk) 04:21, 26 December 2024 (UTC)[reply]
I was under the impression that "unfortunately" --> "unfortunate" was covered by MOS:SIC, although now I don't see anything about adverbs in it. (I could have sworn the approved hook had the bold links in a different order?) In any event, all of the hooks are wrong; Plummer uses "they/them" pronouns.--Launchballer 04:38, 26 December 2024 (UTC)[reply]

Michael O'Kane

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@Ergo Sum, Chaiten1, and Hilst:

While the article talks about how O'Kane was ordered to halt construction, I cannot find where it states that the building never received approval, including that it did not receive retroactive approval. Z1720 (talk) 17:42, 25 December 2024 (UTC)[reply]

I've added some more info about the approvals to the article. – 🌻 Hilst (talk | contribs) 11:44, 26 December 2024 (UTC)[reply]

SpongeKnob SquareNuts

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@Di (they-them) @Tails Wx @Hilst Doesn't this hook as currently written not meet WP:DYKFICTION? Narutolovehinata5 (talk · contributions) 04:23, 25 December 2024 (UTC)[reply]

I guess not. Maybe we could go with "... that SpongeKnob SquareNuts, a porn parody of SpongeBob SquarePants, has been described as 'like a train crash that you just can't look away from'?" or "... that the costume for the titular SpongeKnob SquareNuts character consisted of a box and a condom?". – 🌻 Hilst (talk | contribs) 11:22, 25 December 2024 (UTC)[reply]
Both of these alternatives are fine with me. Di (they-them) (talk) 14:11, 25 December 2024 (UTC)[reply]
The idea I had was actually something like "... that SpongeBob has a porn parody?", but I guess we can have another reviewer decide. Not sure if the other proposals fail WP:DYKGRAT or not (maybe they don't and I'm just being too conscious or conservative), but I guess that's also up to the reviewer. Narutolovehinata5 (talk · contributions) 14:44, 25 December 2024 (UTC)[reply]
That also works. Di (they-them) (talk) 14:48, 25 December 2024 (UTC)[reply]
I changed it to the "box and a condom" hook because I thought that was the most interesting. Others are welcome to suggest changes or advocate for another hook. Z1720 (talk) 17:52, 25 December 2024 (UTC)[reply]
I think that the use of the word "titular" feels odd in this sentence and it's not clear if the sentence is referring to the character or the film. Might I suggest tweaking the wording?
"... that a SpongeBob costume used in the film SpongeKnob SquareNuts consisted of a box and a condom?"
Di (they-them) (talk) 19:02, 25 December 2024 (UTC)[reply]
+1
I used titular because I had just woken up and my brain works very poorly in the morning :V – 🌻 Hilst (talk | contribs) 19:56, 25 December 2024 (UTC)[reply]
It's already in Queue, so a sysop will need to swap with the new wording. Narutolovehinata5 (talk · contributions) 09:04, 26 December 2024 (UTC)[reply]
 Done – 🌻 Hilst (talk | contribs) 11:26, 26 December 2024 (UTC)[reply]
Are we sure this is notable? I don't see any of the sources in the article making a particularly compelling case for a GNG pass... theleekycauldron (talk • she/her) 09:43, 26 December 2024 (UTC)[reply]
I've started an AfD. ~~ AirshipJungleman29 (talk) 13:13, 26 December 2024 (UTC)[reply]
It now needs pulling, if it hasn't already been done. Narutolovehinata5 (talk · contributions) 14:48, 26 December 2024 (UTC)[reply]
I've pulled this per below.--Launchballer 16:48, 26 December 2024 (UTC)[reply]

12-hour sets?

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WP:DYKNA currently has over 130 approved noms. Should we start doing 12-hour sets? – 🌻 Hilst (talk | contribs) 11:33, 25 December 2024 (UTC)[reply]

This was discussed at Wikipedia talk:Did you know/Archive 202#Approaching 12-hour backlog mode? and Wikipedia talk:Did you know/Archive 203#WP:DYKUBM and the consensus was that we start when there are seven filled queues.--Launchballer 13:08, 25 December 2024 (UTC)[reply]
Alright, good to know. – 🌻 Hilst (talk | contribs) 13:14, 25 December 2024 (UTC)[reply]
If two more preps are promoted in the next 20 hours—we have five queues filled and need seven—we will switch to 12-hour sets after midnight and continue for three days, after which we switch back. We actually have over 200 approved noms (202 to be precise): the 133 that are counted in the table, and another 69 that aren't transcluding on the Approved page and therefore aren't counted by the bot as being approved, because the bot can only count transcluded noms. BlueMoonset (talk) 03:56, 26 December 2024 (UTC)[reply]
If this does happen, then my #Ceechynaa +1 hook will need to move. I put in a request that it run on the 29th, her birthday.--Launchballer 04:43, 26 December 2024 (UTC)[reply]
There's another GA backlog drive in January. Which means if we don't dig into our own backlog over the next few weeks, we'll be totally swamped by February. So, we need to get those queues filled. RoySmith (talk) 00:50, 27 December 2024 (UTC)[reply]
theleekycauldron any idea when PSHAW's queueing function could be opened up to us template editors as well as admins? ~~ AirshipJungleman29 (talk) 14:30, 28 December 2024 (UTC)[reply]
@AirshipJungleman29: yes! right now. theleekycauldron (talk • she/her) 17:45, 28 December 2024 (UTC)[reply]

Queue 7

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Diddy parties

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@Crisco 1492, No Swan So Fine, and Darth Stabro: I'm concerned about the WP:BLP aspects of this. It also looks like the credit template got lost. RoySmith (talk) 02:58, 26 December 2024 (UTC)[reply]

  • I've fixed the credit template. I think the move wreaked havoc on it. — Chris Woodrich (talk) 03:07, 26 December 2024 (UTC)[reply]
    I don't have issues with the hook itself, but do see a potential BLP issue with linking this from the main page. The article talks about "White Parties" (parties mainly at his home that were widely covered by the news as like big time cultural events) and "Freak-offs" (parties mainly at hotels that are being investigated for a range of criminal activity). It doesn't quite make a clear distinction between the two, but that accurately reflects the sources. The BBC talks about his neighbors complaining at the White Parties hosted in his home because women staggered into the streets, partially clothed, and looking disoriented/dazed. It says, "various lawsuits detail alleged sexual assaults at parties held at Mr Combs's properties". And so the article has these lists of all these famous living people that attended his "White Parties" like Al Sharpton, Martha Stewart, and Elton Brand with a kind of implication that they could have been involved in or known about the crimes currently under investigation. And where the article does directly address whether individuals had involvement or knowledge (Leonardo DiCaprio & Marlon Wayans) they are explicitly denying it and don't seem to have any charges right now. Also, the Marlon Wayans interview is prefaced with "White Chicks might have been inspired by real-life events" but the cited source seems to hedge much more saying that White Chicks "ha adquirido un nuevo significado [has taken on a new meaning]". I'll post a neutral link to WP:BLPN to get outside input and accept whatever the consensus is. Rjjiii (talk) 15:52, 26 December 2024 (UTC)[reply]

De Worsten van Babel

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@Hilst, Bogger, and Figureskatingfan: the article doesn't mention "espresso". RoySmith (talk) 03:09, 26 December 2024 (UTC)[reply]

fixed. - Bogger (talk) 08:24, 26 December 2024 (UTC)[reply]

Belvidere Apollo Theatre collapse

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I nominated this for ITN and now I think it's been lost. I requested it be moved so there aren't two tornado-based blurbs, but the move wasn't done perfectly and it wasn't put into another queue. It was replaced in its original queue with Planting a Rainbow but that one's original queue wasn't updated, and when it went to Errors, was replaced by another blurb from somewhere else. Template:Did you know nominations/Belvidere Apollo Theatre collapse - promoted 12 days ago but not on any queue anymore. And whatever anyone does, please keep it away from Prep 5 and the 1991 Andover tornado so we don't have to go through this all over again. I'm not too concerned with getting this up in a timely manner, moreso with having it on DYK at all. Cheers. Departure– (talk) 15:05, 26 December 2024 (UTC)[reply]

Replaced with #SpongeKnob SquareNuts above.--Launchballer 16:31, 26 December 2024 (UTC)[reply]

Prep 1

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Transatlantic cables incident

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@Crisco 1492, Chetsford, and Dumelow: There's yet another incident of this kind happening right now Finland Seizes Ship After Undersea Cable Is Cut. The Historical context section really should get updated before this goes live. RoySmith (talk) 22:01, 26 December 2024 (UTC)[reply]

Page move?

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See Template:Did you know nominations/2024 Helong civil unrest, we just moved the underlying page for a DYK, is there anything that needs to be done on the DYK nom now? seefooddiet (talk) 22:54, 26 December 2024 (UTC)[reply]

I have changed the link in the hook to the new article name, I think that was everything. TSventon (talk) 23:40, 26 December 2024 (UTC)[reply]
I have updated the DYK header, DYK nompage links, and DYKmake templates to reflect the article move. BlueMoonset (talk) 01:13, 27 December 2024 (UTC)[reply]

January 5

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Hi. I nominated Rescatemos a David y Miguel for this date, and the nomination was approved on December 9. According to the established timeline, it should have been placed in Template:Did you know/Preparation area 5 by now, but it is still in the approved queue. In the past, I've missed similar nominations even when they were submitted within the established 6-week period. I understand that there are many hooks waiting to be posted before this one, but my main concern is that I've planned other articles for February and March that I won't need to nominate within the next three to six weeks due to the DYK rules, which could potentially apply to the same situation and I'd need to know if I'd have to nominated them even before the 6-week period. (CC) Tbhotch™ 06:25, 27 December 2024 (UTC)[reply]

The above comment is confusing, especially regarding the February/March aspect. Can you please clarify that matter?
As for the January 5 request, the current prep for that is Prep 5, which is already filled up, which means a hook will have to be bumped to later. Right now we already have almost all preps filled, and we're soon switching to two-sets a day temporarily, although I'm not sure if January 5 will be affected by that or not. In any case, depending on how things go, your request could still be fulfilled, but it also may be too impractical to follow. In such case, would you be okay if the request is not fulfilled? Narutolovehinata5 (talk · contributions) 00:57, 28 December 2024 (UTC)[reply]

Inconsistency in archival?

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Hey all. On my talk page, I received a notice about the Voltairine de Cleyre DYK posting, showing the hook about last rites. But it appears that a different hook (about Senator Hawley) is showing up on the archive and monthly pagview leaders. Also the archive seems to disagree on what day the DYK was featured on, saying it was posted on 25 December, while all the other mentions say it was on the 24 December. Can someone explain the hook and dating inconsistency? Was it changed at some point? I'm a bit confused. --Grnrchst (talk) 09:38, 27 December 2024 (UTC)[reply]

While I can't say a thing about the hook question: the inconsistency about the appearance has been there for as long as I remember, because the day in the archive is (with some logic) the day when archived, which is now - due to 24-hour cycles - always the day after appearance. (When I got to know DYK, there were four sets per day, and at least for three of them the day archived was the same day as appearance.) I'm afraid that we can't change that without a dramatic inconsistency to existing archives. --Gerda Arendt (talk) 09:59, 27 December 2024 (UTC)[reply]
I can now answer the other also: as expected, she is in the archive for 25 December. --Gerda Arendt (talk) 10:03, 27 December 2024 (UTC)[reply]
Ah ok, thanks so much for the explanation on the archival date! That makes sense. --Grnrchst (talk) 10:24, 27 December 2024 (UTC)[reply]

New Year

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As announced in an archived thread, I expanded a cantata article to GA to hopefully be presented on 1 January. Template:Did you know nominations/Jesu, nun sei gepreiset, BWV 41 is ready for review and consideration. We talk again about a 300 years anniversary. -- Gerda Arendt (talk) 17:32, 27 December 2024 (UTC)[reply]

Prep 2 is already filled up and ready to go, so I don't think it likely that the nom will get approval and be swapped in on such short notice, unfortunately. ~Darth StabroTalk • Contribs 17:59, 27 December 2024 (UTC)[reply]
The miracle happened for yesterday, and I announced this to come when I announced the other on 20 December, so it's not really short notice. I felt I was already pushing the GA reviewer, and I didn't want to make the same mistake as in the other case, nominate for DYK before GA was through. - You and anybody willing: you could simply review this, and then discuss if we should present a New Years cantata perhaps some day in February. --Gerda Arendt (talk) 18:06, 27 December 2024 (UTC)[reply]
Please reserve a space for 6 January. No, not another chorale cantata, just a 290 years anniversary of a famous piece, and I don't know yet if I'll manage expanding. --Gerda Arendt (talk) 18:34, 27 December 2024 (UTC)[reply]
These short notice requests can be impractical and a hassle to prep builders, especially now that we're approaching two-sets a day and special occasion requests can become even more of a hassle (see #12-hour sets? above) . There is a reason why it's usually recommended not to request a special occasion request if it's less than a week out. The suggestion would be, if you want to have a special occasion hook, to nominate the articles far in advance, to give time for reviewers to check and double-check. After all, it's not uncommon for noms to be brought up here for re-checking, and very tight time requirements could affect article/hook/set quality. Narutolovehinata5 (talk · contributions) 00:53, 28 December 2024 (UTC)[reply]
There are holidays, there's real life. Reviewing a fresh GA should be easier than something that nobody reviewed before. I requested a free slot - no more because I couldn't know if I'd manage GA at all - on 21 December which is 11 days in advance in my math. Forget 6 January. I won't get to it. There's real life. --Gerda Arendt (talk) 00:18, 29 December 2024 (UTC)[reply]

Queue 1

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John Green (basketball) (nom)

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Personally, I don't understand much of the hook and thus don't appreciate why it's interesting; would like others' opinions to whether I'm alone in that. ~~ AirshipJungleman29 (talk) 14:47, 28 December 2024 (UTC)[reply]

Have to agree on this one. The hook says he was only the top scorer in one of those 12 Final Four teams, which is still impressive but probably not broadly interesting enough for DYK's purposes. The hook is in Queue 1 which is currently scheduled for January 1, so this will need either a bumping off or a pull. There might still be potential in the "leading scorer" angle, but probably not with the current wording. Maybe some of the following suggestions would work?
  • ... that John Green was the UCLA Bruins' leading scorer during the 1961–62 season, in which they reached the Final Four for the first time?
  • ... that John Green, who was once drafted by the Los Angeles Lakers, later worked in banking and real estate?
Also pinging nominator Bagumba, reviewer RecycledPixels and promoter Crisco 1492 regarding this discussion. Narutolovehinata5 (talk · contributions) 15:08, 28 December 2024 (UTC)[reply]
Most non-sports fans should be somewhat familiar with the concept of a leading scorer, and "Final Four" is linked. The more interesting part for a basketball fan would be the linkage to John Wooden. Would it be more accessible to explicitly mention that the coach is a Hall of Famer? —Bagumba (talk) 15:55, 28 December 2024 (UTC)[reply]
Probably not. When we write hooks, we aim for the broadest possible audience, not the narrowest one. If the hook is mainly intended to appeal to basketball fans, at the expense of everyone else, that's not a good hook. Narutolovehinata5 (talk · contributions) 16:27, 28 December 2024 (UTC)[reply]

Cultural impact of Dragon Ball (nom)

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@Di (they-them), Pofka, and Crisco 1492: unless I'm missing something, the wording "Latino icon" only appears in the headline of this LA Times article, which is not a reliable source per WP:HEADLINES. Little bit of workshopping needed? ~~ AirshipJungleman29 (talk) 14:47, 28 December 2024 (UTC)[reply]

  • Personally, an appellation in a headline is still calling someone something; WP:HEADLINES is more for objective fact than subjective identification, by the looks of things. If we want to pick nits, The Washington Post quotes the title of the essay in its body. We could also use "saint", which is in the body of both the LA Times article and the Washington Post.  — Chris Woodrich (talk) 14:54, 28 December 2024 (UTC)[reply]

Chrystal (musician) (nom)

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Launchballer, the article has been tagged as an orphan, which you may wish to address before the main page appearance. ~~ AirshipJungleman29 (talk) 14:47, 28 December 2024 (UTC)[reply]

Added a link from Co-op Academy North Manchester.--Launchballer 15:10, 28 December 2024 (UTC)[reply]

Straight-tusked elephant (nom)

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Hemiauchenia, per WP:DYKHFC, the hook fact in the article needs an end-of-sentence citation. Wonderful article, though; FA quality to my biologically-inexpert eye. ~~ AirshipJungleman29 (talk) 14:47, 28 December 2024 (UTC)[reply]

@AirshipJungleman29: Done. [1] Hemiauchenia (talk) 14:57, 28 December 2024 (UTC)[reply]

Queue 2

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Mountain Landscape

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@Hilst, Viriditas, and Sahaib: The article doesn't contain the words "immersive" or "luminosity". Hooks don't always have to contain direct quotes from the article, but given that this is an aesthetic opinion, and these words have specific meanings in the art world, I think we need to stick to exactly what Hertzlieb said. RoySmith (talk) 14:58, 28 December 2024 (UTC)[reply]

WP:AESTHETIC is relevant here. ~~ AirshipJungleman29 (talk) 15:52, 28 December 2024 (UTC)[reply]
I think I paraphrased the quote using those terms, but if you disagree go ahead and pull it, as I don’t think using an exact quote changes anything at all. I would rather offer a new hook as I dislike using a quote, and generally do so as a last resort. Also, the image is a poor one which is why I did not originally add one to the hook. So I would rather pull it at this point and replace it with a simpler one with no image. I think that space should be reserved for good images and this is not one of them. Thanks. Viriditas (talk) 16:27, 28 December 2024 (UTC)[reply]
Austrogynacantha heterogena male hindwing
Austrogynacantha heterogena male hindwing
I do agree that it's not a great image (which, I suppose is exactly the point of the hook) and I also agree that we should be running our best images. I'm thinking Antiquiala has a great image (but not the one included in the nom) so I suggest we use that and go with:
... that the Washington state dragonfly Antiquiala was described from a single wing (pictured)?
for the lead hook. RoySmith (talk) 16:38, 28 December 2024 (UTC)[reply]
@RoySmith and AirshipJungleman29: ALT2 "... that a Mountain Landscape is difficult to capture with photography, according to its former curator?"
Playful wording is intentional. I would prefer to shorten it to just "that a Mountain Landscape is difficult to capture with photography"? Viriditas (talk) 16:47, 28 December 2024 (UTC)[reply]
That's a pretty good hook. – 🌻 Hilst (talk | contribs) 16:50, 28 December 2024 (UTC)[reply]
OK, I've gone ahead and made the swap/mods. RoySmith (talk) 17:03, 28 December 2024 (UTC)[reply]
Thank you! Viriditas (talk) 17:07, 28 December 2024 (UTC)[reply]
@RoySmith and Viriditas: the image you grabbed from Antiquiala is NOT of the fossil though, which is why I did not propose it for the nomination. This is a living related species (Austrogynacantha heterogena) used to illustrate the wing vein architecture of the fossil, it can NOT go to the main page with that image being presented as the fossil.--Kevmin § 18:28, 28 December 2024 (UTC)[reply]

Oh my, in fixing this problem, I managed to create a different mess. The image I used for the lead is not the right species, as pointed out on Talk:Antiquiala. So I'm going to back out my changes to the queue and figure out a different fix. RoySmith (talk) 18:27, 28 December 2024 (UTC)[reply]

I've replaced this with 1991 Andover tornado from Prep 5. Hopefully without screwing anything else up. RoySmith (talk) 18:47, 28 December 2024 (UTC)[reply]
@RoySmith: Does having both a tornado hook and a hailstorm hook in the same set not break DYKVAR? – 🌻 Hilst (talk | contribs) 21:55, 28 December 2024 (UTC)[reply]
Sigh. You may be right, but I'll leave that up to somebody else to fix if they feel it's worth fixing. RoySmith (talk) 23:42, 28 December 2024 (UTC)[reply]

2019 Timaru hailstorm

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@Hilst, Panamitsu, and EF5: The article talks about how much insurance was paid. That's not quite the same as how much damage was done. There could be damage which wasn't covered by insurance. RoySmith (talk) 15:04, 28 December 2024 (UTC)[reply]

I've edited the hook accordingly. – 🌻 Hilst (talk | contribs) 16:49, 28 December 2024 (UTC)[reply]

Shō Sen'i

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@Hilst, Generalissima, and AlphaBetaGamma: The article says "Modern historians have attributed his short reign instead to a coup d'état". That got turned into the unequivocal "was overthrown in favor of" in the hook. RoySmith (talk) 15:18, 28 December 2024 (UTC)[reply]

Oops, I completely forgot about that. Just throwing in "may have been" would resolve that I think Generalissima (talk) (it/she) 15:37, 28 December 2024 (UTC)[reply]
Of course I fail to notice the issue even when I read through the article to make sure there's no issues with the hook... Thanks for the heads up (and fixing the ping template, although I was busy yesterday) ABG (Talk/Report any mistakes here) 00:05, 29 December 2024 (UTC)[reply]

Sing-Song Girl Red Peony

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@Hilst, Crisco 1492, and GreenLipstickLesbian: Oh, come on folks. "China's first sound film"? Really? The article even says "has been considered ..." and then goes on to give a counter-example, i.e. a different film which also has claim to being the first. RoySmith (talk) 15:25, 28 December 2024 (UTC)[reply]

Older nominations needing DYK reviewers

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The previous list was archived a few hours ago, so I've created a new list of all 30 nominations that need reviewing in the Older nominations section of the Nominations page, covering everything through December 20. We have a total of 283 nominations, of which 190 have been approved, a gap of 93 nominations that has increased by 6 over the past 5 days. Thanks to everyone who reviews these and any other nominations!

More than one month old

Other nominations

Please remember to cross off entries, including the date, as you finish reviewing them (unless you're asking for further review), even if the review was not an approval. Please do not remove them entirely. Many thanks! BlueMoonset (talk) 21:08, 28 December 2024 (UTC)[reply]

Prep building

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I'd like to try promoting a hook or two. I've read WP:DYKPBR and WP:DYKPROMO. Could somebody please mentor me? I feel too nervous to try it alone. ―Panamitsu (talk) 22:15, 28 December 2024 (UTC)[reply]

Tellus (app)

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  • ... that while Tellus packages together cash from multiple consumer depositors to make real-estate loans, and is not FDIC-insured, it states that it does not offer mortgage-backed securities to consumers?

I understand the reviewer overturned the objections I raised at the nomination page, but the hook as currently written is probably not suitable. It is 199 characters long (just one character under the limit), and while the nominator said trimming was difficult and the reviewer said one was not needed, the hook is probably still too complicated and long. In addition, the hook is also US-centric (most readers outside the US do not know what the FDIC means, let alone what "FDIC-insured" means). The hook also arguably fails WP:DYKINT due to being reliant on somewhat specialist information (specifically finance-related information that can be rather complicated). This does not mean the article can't be featured on DYK, of course, just that the promoted hook was not the best option.

Given that Prep 5 is going to be promoted to Queue in a few days, I've bumped it for now to Prep 2 to buy more time for discussion and workshopping. If this isn't resolved soon this may need to be pulled back to DYKN for more work.

Courtesy pings to the nom Red-tailed hawk, reviewer Storye book, and promoter AirshipJungleman29. Narutolovehinata5 (talk · contributions) 09:35, 29 December 2024 (UTC)[reply]

I looked, knowing nothing about financial companies. The hook makes me want to know more because I don't understand it exactly, - isn't that what is demanded from a good hook? I see that the nominator gave a detailed explanation of why the FDIC clause is relevant, and while I have no time to read it all, I would simply respect it. Can we have a link there, perhaps? --Gerda Arendt (talk) 10:55, 29 December 2024 (UTC)[reply]

EDIT CONFLICT

There are times when it is prudent to list verifiable facts (which the hook does) and not replace those facts with your own opinions (which a simplification would have to be), otherwise you would find yourself on the wrong end of a legal situation. So that hook has been very carefully worded in terms which have a clear meaning in financial and legal terms, which makes the hook clear, concise and to the point. If you were to rephrase any of those terms for purposes of explanation, that rephrasing would of necessity be longer than the original financial terms.
Tellus loans money to real-estate buyers, who pay back the loans with extra cash called interest. At the same time, Tellus gets its loaning-out money by using people's savings. Tellus gets its hands on those savings because people deposit their savings with Tellus in return for extra money called interest. And so it goes round and round. So, in that arrangement, everybody should get richer, so long as the real-estate buyers remain rich enough to (1) repay their loans and (2) pay interest to Tellus on the loans. Now, can you see where the hitch might be?
In a national financial crash (Wall Street being subject to booms, busts, panics and all) Tellus would be caught like a juggler of Ming vases, with all its treasure in the air and no safety net. That is to say, Tellus has no appropriate insurance because, not being a bank, it is not allowed to have FDIC insurance, and it does not back its dealings with assets like mortgage-backed securities. (A security is something that you give people potential access to if they don't trust you). Therefore Tellus is based on risk, like the uninsured teenager who borrows his dad's car, or the gym teacher who has kids doing tightrope walking over a hard floor without a safety net. The risk being run by Tellus is a run on its assets (a "run" is people queueing around the block to get their investment money back, but the doors being locked because the money is gone). But it hasn't got much in the way of assets because it has all its balls in the air, so to speak. And it hasn't got insurance. This one could be interesting, come the next crash. Well, that is how I see it as an ordinary layman. Though no doubt Red-tailed hawk will correct my wilder assumptions, I suspect that a wise investor would not invest in Tellus.
Now - do you see just how clear, concise and to-the-point that hook is? The phrase, "is not FDIC-insured" should start the alarm bells ringing, and our readers can look up the rest. Storye book (talk) 11:03, 29 December 2024 (UTC)[reply]
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